- Update 09/11/09 - First, I want to remember the people 8 years ago on this date that gave their lives, including the brave citizens who were running towards the wreckage, not away from, to help those that could not help themselves and were stuck in that tragic situation. Our thoughts are always with you, and WE NEVER FORGET!
With that said, I would like to send a reminder to those who are looking to take advantage of buying their first home in this tremendous market. First, I would like to warn you that the market is changing from a buyer's to a seller's market. I am witnessing this on a daily basis: 6-7 offers on some homes a few days on the market, some banks not willing to pay any closing cost even though a couple months ago they were giving 3 to 6% contribution. Also, there are a lot of buyers coming to the table with cash and banks are working with them because of the time constraints put on the lending industry by recent guideline changes.
Also, keep in mind that as a first time home buyer, you are rewarded with an $8,000 TAX REBATE!! That is money that is given to you, never required to be paid back. However, you need to close by November 30th, 2009 which means you need to be looking at homes NOW!! You are looking at a 3 month period typically from when you first start looking for a home to closing on that home. Call or email me if you have any questions!!
LOCAL LENDING ADVOCATE, SPEAKER, AND LENDER GIVING YOU ANYTHING YOU WANT TO KNOW ABOUT REAL ESTATE AND LOANS IN NEVADA!
Many lending websites focus on how low their rates are, how cheap their costs are, and how big their companies are. What they don't focus on is the needs of each individual homebuyer.
There is a WEALTH of knowledge on this site that will help buyers, sellers, and real estate agents alike. The Schwartz Group has been putting the customer first for the past 10 years. Look for us currently in three different sections of Homes Illustrated Magazine.
Here are a couple of important pages to show you just what I mean
- Go to our Daily Foreclosure Listings Page to see some of the various homes that are being placed on the market every day. You can register to get these in your inbox everyday.
- If you are REALLY interested in what everybody is giving for rates today, you can see that right here on the right side. But, I can tell you that without the right lender, anyone can promise you a "low rate," it's what's delivered that really matters. To get a Customized look at what you are looking for, visit the contact us page and call or email now, or you can fill out the short or long application form SECURELY on this site!
- Earn your chance to win $1,000 EVERY MONTH by visiting our Sign Up Page just for visiting our site and learning more about loans and our current market.
- We also keep our blog updated every week, so you know not only what is going on with our current area, but also the industry. This could include updates from Stimulus Plans on current homeowners who are in need of help, pictures of our tours, videos that help explain updates, and much, much more.
With FHA Loans being one of the best ways that you can enter the home buyer's market right now, it is important to know that the loan amount that you are looking for fits within FHA Limits. Use the calculator below to find if it does in your zip code. If not, do not worry, we still can utilize the Conventional Loan Programs available to us to get you into the house of your dreams!
